When I asked the very surprised owner whether she could go to the breeder and find out more about the parents and their hips, or whether she was sold with a health guarantee, I got a blank stare. Can you visit the premises and see their facility and the breeding dogs? A North County couple says a dangerous Craigslist scam is happening at the expense of puppies.
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Are good health records and history provided? Rachel believes they're selling at least 17 different types of dogs based on various ads posted throughout Southern California. "I didn't realize people could be like this. You know "always, " and "never" and all that. "It was an emotional rollercoaster for us and we don't want others dealing with that, " said Travis. Uhhhhh... okayyyyyyy... Of course, any prospective pet parent should do their due diligence when adopting or purchasing a pet, no matter where it comes from. Husky puppies for sale san diego craigslist. Listen, I know better than anyone how easy it is to fall in immediate, thunderstruck, heart-wrenching love with an adorable puppy photo on the internet. How accessible are the representatives of the organization? But I will say the following about purchasing an animal from a Craigslist ad: Don't. Save your passwords securely with your Google Account. If you'd like to help the family pay for Callie's medical bills, a Go Fund Me page has been set up. He also missed out on the important socialization that occurs when a litter stays together until at least 8 weeks of age. These owners will have to be extra cautious about protecting their puppy from contagious disease, but they also need to do some work on training and socialization, which involves exposing the puppy to other dogs.
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After doing some digging on Craigslist, the Underwood's learned they aren't the only victims. Craigslist puppies for sale san diego chargers. Still, the couple wanted to give her a fighting chance and paid thousands so doctors could try and save her. I try avoid absolute statements. Travis and Rachel fell in the love with the puppy but had no idea she was fighting for her life. I didn't think people would do this to dogs so I wasn't really skeptical, " said Rachel.
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Putting all this information together should give you a good idea of what kind of pet you are getting and what kinds of problems, if any, you may encounter down the road. If adopting from a shelter or private rescue group, the same basic rules apply. Do they answer your questions completely and in a timely fashion? Every week, I see owners who have bought pets (mostly puppies) from Craigslist.
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"I've never had a problem with Craigslist and I wasn't aware of the scams. This week, it was a 7-month-old German Shepherd puppy with the worst case of congenital hip dysplasia I have ever seen. "I know a lot of her brothers and sisters probably didn't make it. While they're grateful Callie survived and is finally acting like herself again, they're heartbroken for the others who might not get the chance. "There was another lady I talked to who got a dog and the next day they died, " said Rachel. If you're going to a breeder–and there are some excellent ones out there–check them out. Craigslist puppies for sale san diego philippines. The sellers, who said they were "re-homing" the dogs, insisted on meeting in a public place. Last week, I saw a Craigslist puppy that was supposedly 8 weeks old.
"It really really angers me, " said Rachel. For the most part, these creatures are underage, underweight, and poorly bred. He was not allowed to remain with his mother for an appropriate amount of time, which means he didn't get to nurse and receive maternal antibodies for nearly long enough. I'm especially susceptible if it has a sad medical story to go with it, but that's my own pathology and another post altogether... ) Just make sure you take a little bit of time to gather as much information as you can before you make a life-long decision. Do they have a website? After Travis Underwood was stationed in San Diego, he and his wife Rachel wanted to grow their small family and found the perfect dog online. Then a weak, "Well, I found the ad on Craigslist and met the guy in a parking lot. " It's gotten to the point that when I examine one that is physically normal, I'm pleasantly surprised. She thought it was odd that the seller told her, unbidden, "The parents are really healthy.
Now the seller's phone number is no longer in service. The veterinarian said she had less than a 20% chance of surviving. This poor dog is already behind life's eight-ball. They soon learned their dog not only had the deadly infection Parvo, but ticks, fleas, roundworms, and tapeworms. Some have posted warnings to potential buyers, but the seller's ads continue to go up and no one knows where they're breeding the dogs.
And so again, we just saw very recently another scope three emissions disclosure, proxy vote pass. We Found Zack Fox's Top Secret Lemon Pepper Wing Spot, Should We Blow Up The Spot. And it's good to know that companies are alive to some of those risks and issues, but like you said, they can manifest extremely quickly. Anything from steel mills, into chemicals, to healthcare, food, and beverage and electronics. But I really loved how Pooja spoke to how you can think about systems thinking from both of top-down and the bottom-up perspective, and it's the marriage of the two, which is where some of the magic really lives in our fundamental process.
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So they're both true, I guess is what I would say. How about you, Vish? Nicole Zatlyn: Yeah, I think that probably the biggest one, especially with the benefit of hindsight, is that you know, whether or not we protect what we have here on this earth, or we go ahead and destroy it completely depends on who was setting strategy. David Falco: Elsewhere within industrials, we've been able to find companies that sell branded generally low ticket items through an extensive distribution network to a fragmented customer base. And then really importantly, we want to see the Action. I find mfs like you really interesting questions. And, you know, and here we are, several decades later. 'me shit wish could put u on but its really a personal vibe u know.
It's going to stretch you in a dimension that you don't naturally tread down. And he kind of then took me aside and went through just the massive mechanism of the financial markets to create norms, and how I could possibly be involved. L. A. I find mfs like you really interesting youtube. TACO is member supported, and we invite you to join our community. My girls, two girls, eight and five, they are also desperate for a dog. But is there anything else that you would point to that you think that you have an inherent investment belief, that is somewhat different or differently positioned to the rest of the marketplace as a whole? Okay, so maybe just to wrap up then.
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It would be around technology and disintermediation risk. I like it a lot, the whole being more than the sum of its parts. We don't outsource that to a third party, like we wouldn't outsource an analysis of a balance sheet or a macro political element of a sovereign. Again, you can't really rest on your laurels. So I think about those two things and how we can facilitate that not only within our organization, but how we advocated for that more broadly is the value of this kind of collective wisdom, the collective expertise, but also not falling down and being too dogmatic about certain things of ways that we can approach them today given what we know, given we know how much there is to come and how much is yet to emerge in terms of how we're actually going to address some of these systemic issues. So whether it's models from ecology where you might typically find systems thinking, or psychology, or even engineering. I find mfs like you really interesting girl. I think Michael Mauboussin, also. And I think you're right, we're trained actually to be reductionists in our thinking.
Their steady margins and return profile over an extended period of time is representative of the pricing power that they have, and the excess returns haven't been competed away or new entrants coming in or negative price adjustments. Vish Hindocha: Amazing. I think we sort of deliberately took quite a holistic view and maybe kind of scratched the surface on portfolio construction-type considerations. But given that there are lots of nuances, we shouldn't just copy and paste, and take one thing and apply it to another, because the context is often different.
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But to your point, I think there are plenty of examples and maybe we'll get into some, of where the whole can be more, or two plus two can be more than four. And it really doesn't matter what happens, you know, for dumping a bunch of chemicals out the backyard, because we'll be out of the stock, or it doesn't matter how we're treating our people. I think there's also a meta point there around what mental models can we take from other fields and apply them to finance to give us an edge. These are your hors d'oeuvres. The complexity and also the variety. So it's very difficult at a systems level to come up with differentiated research. So, just, you know, kind of a whole area that we didn't touch quite as much on in this discussion, but is incredibly important, and something that we do a lot of deep diving into because of its importance.
And then how you do that might evolve, rightly so because the markets are also changing. But if we just step back, there are companies that are material emitters today. Ross Cartwright: Again, David, really interesting stuff. So I think that there is a lot of change to come in governance. I thought that was really very kind and out of the way. There's a series of industry deals over the last 20 years, which has moved the competitive landscape from six key global players to really just three major global players today. That keeps me going.
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So, that's all absolutely important. It was actually a speech given by a guy called Fernando del Pino, who was a board member of Ferrovial and the son of the founder at Ferrovial, who ended up also being an investor and did give a speech to I think it was a hedge fund audience. Obviously, during COVID, the markets were also not very easy. Welcome to All Angles, George. There could be new tariffs that come in place, you could have higher energy costs within that region that you are manufacturing, higher wage inflation or the ability just to source the raw materials that you need to produce the goods and services that you're providing. I would say that also, I think that some of the challenges that we face are challenges that have to do with combining the E, the S, and the G actually. I like to talk about fixed income processes in a disciplined fashion, but a little bit like a kitchen you have, or a menu. We're starting to see it in some areas of the apparel market in terms of the material production and what the materials are for different products, the recyclability. I hope my daughters didn't hear that because they'll paint my bathtub red and start reading their books and building forts in there! Just to build on your point, one of the additional layers is DE&I, right? Thinking about of short-termism, which I think is a recurring theme that we could also address in season two. How did you get to be an investor at MFS and one that's focused on the companies that you are in, in the Climate Working Group and all of those wonderful things? So a low cost position can be a good competitive advantage, but it needs to be monitored very, very closely, because it can change quite quickly. But in terms of combining the E, the S, and the G, I can give you an example over the last several years with an auto manufacturer that had significant governance issues.
And, you know, today, they don't have their scope one, two, three emissions disclosed. Some are just excluding outright without even wanting to learn what the companies are doing or what the governments are doing. And so, it just makes a lot of sense to pay attention to the generation engine of the business, that being people. But I love the willingness here, and I think we've heard it from all different guests where MFS is very willing to take the time to think deeply about things, whether it's embracing the complexity around regulation or reporting. I think it's really proof in the pudding that what could have been seen as a kind of gap in the CV from serious investment work was actually, I think, probably actually helpful in landing me the role. Very high barriers around the business that include quality and safety assurances, regulatory requirements, sometimes patent protections and in the global and service distribution network that work very closely with customers in development projects, right from the very start. And doing our own homework means, just like we go and dig into the details of these issuers and adjust for the different variables that apply, you do the same thing with sustainability. But then there are the stews that take quite a long time. But when we're looking out now, in the next decade, I mean, it's going to be a completely different ballgame. I do think that listening is important.
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But it certainly can be an interesting starting point to understand where are some of the pain points within companies? Vish Hindocha: Hello, and welcome to another episode of the All Angles podcast, where we look to unpack the wonderful world of ESG investing one conversation at a time. So maybe as well as outside experts and people like us taking different approaches, maybe it would be helpful to have of asset owners, consultants, NGOs, others across the value chain, even companies on talking about the different approaches that they're taking. And I feel, again, there are gestures that are unnecessary, but really kind. I love to analyze them. But it is about other things. I had recently an engagement meeting with the chairman of the board of one of the companies that we lend to, that have had recently some issues. That's how you enjoy your dining experiences, having a combination of those, of sweet and salt, and hors d'oeuvres and stews. Are there nuances by region or asset class that you regularly think about? You mentioned upfront, one of your roles and one of the responsibilities, I suppose, that you have is as a leader within the fixed income department and helping grow the team, build the team, nourish the team culture that is here. SoundCloud wishes peace and safety for our community in Ukraine. Yeah, absolutely - have that humility to say, "Well, let's actually ask other people in the value chain, 'What are the difficulties that you are facing, and what is the context that we need to appreciate as investment managers? Give us a potted history. I'm curious, what is, in your mind, what is the kindest thing that anyone has done for you?
So when we ask a question about sustainability, it's not for the sake of just sustainability itself. Pilar, just before we dive deep into sustainability and fixed income, I'd love to learn a little bit more about you, or share more with our listeners about you. I was going to say, I think we have parallel trajectories there. And therefore, again, a portfolio construction approach. I think we're starting to see it in ESG metrics as well. So thank you for your time. Relating this back to the idea of embracing complexity, some of those heavy emitters may be key in the transition to a low-carbon economy. Today, I'm joined by my colleague, Pilar Gomez-Bravo, who is an Investment Officer and Leader at MFS and manages our Global Fixed Income and Credit Strategies. I think a lot of our job is really to ask the right questions. It was eye-opening for me, and it was the complexity and the diversity of the asset class that I fell in love with. Nicole Zatlyn: Yeah, I love that question. So it's that you're protecting against the risk of not having a great culture. And you can get two plus two equals five.
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No, no one's ever told me that before. " We believe in long-term fundamental investing. Now, when you're thinking about environmental and social issues, as I'm sure many listeners are, there is no shortage of very depressing statistics about either where we are today, or the progress that needs to be made in the real economy and in society, to get to the future that we all want. So, in that environment, is it easier to put our prices compared to an environment we may go to where demand might be slowing?
We've seen many of the very heavy polluting stocks up, you know, 50%, 100%, straight shots, you know, and I don't own any of those. Materiality, investment horizons in fixed income matter a lot, because we have a choice as to where to lend.